Beginnjahr 2017 Abschlussjahr 2019


durchführende Institutionen


ProjektleiterInnen+Ansprechpersonen MitarbeiterInnen
Ländercode Österreich Sprachcode Deutsch, Englisch
Schlagwörter DeutschErwachsenenbildung, benachteiligte Jugendliche, Soziale Inklusion
Schlagwörter Englischyoung adults at risk, Adults Education, social inclusion

The FinanceGO Project aims to train educators to offer Financial Literacy courses or classes to young adults at risk of social exclusion by developing a Guide for Educators (O1), and a Training Course (O3). This two activities will give educators the tools needed to better serve young adults while applying a curriculum that is based on their own needs and expectations.

As starting point for the Guide, the EDUFIN Curriculum on Financial Literacy for young adults at risks will be used. This Curriculum was created during the EDUFIN Project developing participatory processes for the generation of financial education curriculum addressed to Young Adults at risk (Erasmus+ 2014-2016). The premises that guided the EDUFIN Project are as valid today and necessaries as were in 2014. In this way, in today’s financially centered world, financial education is still an essential tool, necessary for any individual to compete (European Commission, 2007; European Parliament, 2007; OECD, 2013, 2007, 2006). The OECD (2016) in the Financial Education in Europe, trends, and recent developments considers that some of  the specific target groups need support to understand and effectively make use of certain financial products.
Financial Literacy continues to be especially low among young adults at risk, that is, young low-skilled adults (18-34 years) without compulsory education. The National Strategies for Financial Education: OECD/INFE Policy Handbook (2015) mentions that effective financial education programs must focus on attitudes and skills. Most young adults are ill-equipped to deal with ever-increasing financial responsibility. That's the reason why the Guide for Educator (O2) will not only be focus in Financial Literacy Courses but in the possibility that Educators of all kind of areas can include Financial Literacy topics and contents in their classes and activities.

Despite the OECD and EU Recommendations state, beside EDUFIN Project (2014- 2016) and other initiatives alike there are currently few projects, researches or studies on financial education that are especially focused on young adults at risk. This is a serious omission as young adults will soon have to make even more complex and critical financial decisions and they must be prepared to face new and changing economic environments.
During the implementation of the EDUFIN Project a European curriculum on financial education was successfully created through a participatory process on which young adults at risk of social exclusion from four European countries took part actively. The young adults’ Financial Literacy needs and ideas were contrasted with European financial programs identified as best practices. The project finally responded to the specific needs and demands of young adults, establishing seven areas and thirty-two topics that the young adults recognized as priorities to include in Financial Literacy courses. This project was successful at including the voice of the most excluded.

Hauptkategorie(n)Evaluation und Beratung
Soziales Umfeld (Gesellschaft, Kultur, Sprache und Religion)
Lehren und Lernen (Prozesse und Methoden)
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